Can foreigners buy property in Mauritius?

Yes. Foreign nationals can buy property through approved schemes: PDS, Smart City and G+2 apartments. A minimum purchase of USD 375,000 under PDS or Smart City entitles the buyer to a Permanent Residence Permit.

Is Mauritius property a good investment?

Yes. Mauritius offers no capital gains tax, no inheritance tax, and competitive progressive income tax rates. Prime coastal villas have seen 8–12% annual appreciation. Strong expat rental demand supports yields of 4–7% long-term and up to 14% for short-term holiday lets.

Which area of Mauritius is best to buy property?

The West (Tamarin, Black River) is the lifestyle leader. Grand Baie in the North has the best infrastructure and expat community. The East (Belle Mare) offers the finest beaches. The South is most affordable. Central Mauritius suits rental-yield investors.

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Buying a Home in Mauritius: Complete Guide 2026

5 min read

·23 July 2026

From beachfront villas in Grand Baie to hillside retreats in Tamarin, buying a home in Mauritius is more accessible than ever — if you know the rules. Here's everything you need.

Can foreigners buy a home in Mauritius?

Yes — and the process is more straightforward than most people expect. Foreign nationals can purchase residential property in Mauritius through approved government schemes, the most popular being the Property Development Scheme (PDS). Buying a qualifying property valued at USD 375,000 or more also grants the buyer and their immediate family a Mauritian residency permit, making it one of the few countries in the world where real estate unlocks legal residency.

Where Should You Buy a Home in Mauritius?

Location shapes lifestyle, rental yield and resale value. Here is a quick breakdown of the island's most sought-after areas:

Grand Baie (North): The social hub of the island. Ideal for those who want restaurants, boutiques and a marina on their doorstep. Apartments and villas here attract strong short-term rental demand.
Tamarin & Black River (West): A favourite with surfers, expats and families. Relaxed village feel with easy access to the Tamarin Bay and the Black River Gorges National Park. Prices remain slightly more competitive than the north.
Beau Champ & Mahébourg (East): Home to several large PDS estates and the Anahita Golf & Spa Resort area. Quieter, greener and increasingly popular with buyers seeking privacy.
Pereybere & Cap Malheureux (Far North): Postcard-perfect lagoons and a growing number of boutique residences. Popular with European buyers looking for a holiday home with rental income potential.
Moka & Ebène (Central Plateau): The island's business and education corridor. Perfect for families relocating for work, with international schools, shopping malls and cooler temperatures.

What Does a Home in Mauritius Cost?

Prices vary enormously by location, property type and scheme. As a general guide for 2025:

PDS villas and residences: USD 375,000 – USD 3,000,000+
Non-scheme apartments (Mauritian buyers only): MUR 3,500,000 – MUR 12,000,000
Luxury beachfront villas: USD 1,500,000 – USD 8,000,000
Hillside or inland homes: USD 400,000 – USD 1,200,000

Transaction costs typically add 5–10% on top of the purchase price, covering notary fees (approximately 1%), registration duty (5% for non-exempt buyers), and legal due-diligence costs.

What Schemes Allow Foreign Ownership?

Beyond the PDS, there are several other approved frameworks worth knowing:

Smart City Scheme (SCS): Mixed-use developments combining residential, commercial and leisure spaces. No minimum purchase price for residency in some categories.
Invest Hotel Scheme (IHS): Buy a hotel-branded unit and place it in a rental pool for income when you are not in residence.
Ground +2 Apartment Scheme (G+2): Allows foreigners to buy apartments in buildings of ground floor plus at least two upper floors, with a minimum price of USD 175,000 — a more affordable entry point.

What Is the Step-by-Step Buying Process?

Understanding the journey from interest to keys-in-hand will save you time and money:

Choose your property and scheme — confirm it qualifies for foreign ownership.
Sign a Reservation Agreement and pay a deposit (typically 2–5%).
Engage a Mauritian notary — all property transfers must be notarised.
Obtain approval from the Economic Development Board (EDB) if required under your scheme.
Sign the Deed of Sale before the notary and pay the balance.
Apply for your residency permit if your purchase qualifies.

The entire process from offer to completion typically takes 3–6 months, depending on scheme approvals and financing arrangements.

Can You Get a Mortgage in Mauritius as a Foreigner?

Yes. Several Mauritian banks — including MCB, AfrAsia and SBM — offer mortgage financing to non-residents, usually up to 60–70% loan-to-value. Interest rates are competitive, and some lenders offer USD or EUR-denominated loans to reduce currency risk for international buyers.

Is Buying a Home in Mauritius a Good Investment?

Mauritius consistently ranks among Africa's top destinations for foreign direct investment and quality of life. The island's political stability, flat tax regime (15% income tax), absence of capital gains tax and strong rental market — particularly in the luxury segment — make residential property a genuinely compelling asset class. Rental yields on well-located PDS properties typically range from 4–7% gross per annum.

Get in Touch with PropertyFinder Mauritius

Ready to find your perfect home in Mauritius? Our team is here to guide you through every step — from shortlisting locations to navigating EDB approvals. Contact PropertyFinder Mauritius to arrange a viewing or ask any question, and browse our full selection of houses for sale in Mauritius to start your search today.

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